CUSTOMER USER AGREEMENT

Welcome to CONCALL (a division of OnePgr, Inc.). CONCALL thanks you for your interest and hopes that you will take advantage of our CONCALL.com note-taking and information sharing services (collectively Service(s)). Before you register for your personal account, please review the Terms and Conditions of Use (Terms). The Terms are an agreement between you and CONCALL. It is important that you understand all the Terms. You must agree to the Terms before you take advantage of the Services.

I. ACCEPTANCE OF TERMS

YOU AGREE TO ALL THE TERMS BY CLICKING ON THE I ACCEPT BUTTON BELOW. YOUR USE OF THE SERVICES IS EXPRESSLY CONDITIONED UPON YOUR ACCEPTANCE OF THESE TERMS AND THE ACCURATE COMPLETION OF THE ONLINE REGISTRATION FORM. If you do not agree with ALL of the Terms, please click on the I Decline button below. If you click on the I Decline button, you will not be entitled to use the Services. CONCALL reserves the right to amend the Terms at any time by posting the amended terms and conditions on the Site. CONCALL will notify you by electronic mail or by a link to the new or different terms. If you continue to use the Services thereafter, your continued use of the Services shall constitute acceptance of the amended terms and conditions and an agreement to be bound by the Terms as amended. You are responsible for reviewing and becoming familiar with any changes. If you do not agree to the changes, you agree to discontinue your use of the Services. The most current version of the Terms can be found at http://www.CONCALL.com. Use of the Services is limited to parties that lawfully can enter into and form contracts under applicable law. Without limiting this agreement, the Services are not available to minors. Further, the Services are not available to parties whose use of the Services has been suspended or terminated.
Also, when using services offered through your third party service providers, you will be subject to terms posted by your service providers. Use of their services, or acceptance of their terms of service, as the case may be, signifies your agreement to their terms and conditions of service.

II. SERVICE LIMITATIONS

A. Interruption of Services. Technical or other difficulties may result in loss of data, personalization settings or other service interruptions. For this reason, you agree that the Services are provided AS IS, without warranties of any kind. CONCALL assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user data, communications or personalization settings.
B. Service Changes and Termination of Agreement. CONCALL reserves the right to change or discontinue, temporarily or permanently, the Service at any time without notice. CONCALL will not be liable to you or any third party for any modification or discontinuance of the Services. CONCALL reserves the right to terminate this agreement at its sole discretion, including, without limitation, for your infringement of the intellectual property rights of others. All provisions of this Agreement that by their nature should survive termination shall survive termination.
C. Privacy Policy. CONCALL is committed to protecting your privacy. The information you provide enables us to provide the Services to you. Please keep in mind that the personal information you voluntarily disclose in CONCALL's public areas, such as message boards, can be collected and used by others. CONCALL may disclose to third parties certain aggregate information contained in users' registration applications, but, except as provided below, will not disclose any individual user's name, address, email address or telephone number without such user's prior written consent, except to the extent necessary or appropriate to comply with applicable laws or in legal proceedings where such information is relevant.
You acknowledge and accept that CONCALL will not monitor or police Customer use of your personal information and CONCALL shall not be held liable for any claims, losses or damages arising out of Customers use of your personal information.
D. Cancellation. You may cancel your CONCALL membership at any time by sending a request for cancellation by sending email to support@CONCALL.com. Upon confirmation of your request, your account will be cancelled and all your account information will be deleted. Please keep in mind that extended periods of inactivity may also result in your account being canceled.

III. YOUR RESPONSIBILITIES AS A USER

Any conduct that violates the following responsibilities will be grounds for termination of your account. For this reason, we ask that you carefully read and follow them.
A. Provide Accurate Information. You agree to provide true, accurate, current and complete information about yourself and your accounts maintained at other web. sites, as requested in CONCALL's registration form and account setup forms and you agree to not misrepresent your identity or your account information. Should any information about your accounts maintained at other web sites change, it is your responsibility to update the information in your CONCALL account. Without accurate records CONCALL is unable to provide the Services to you.
B. Guard Your Password and Account Information. You will choose a password when registering. You are responsible for maintaining the confidentiality of your password and account information. Permitting use of the Services by a third party is prohibited and is a violation of this agreement. If there is a breach of security through your account, you must immediately change your password and also notify us at http://www.CONCALL.com. You are fully responsible for all activities that occur using your password or account. CONCALL will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. You may not use anyone else's password at any time.
C. Comply with a Third Party Agreements. You agree to comply with all applicable laws, statutes, ordinances and regulations related to use of the Services. You agree to not use the Services for illegal purposes, such as for (but not limited to) the transmission of material that is unlawful, harassing, libelous (untrue and damaging to others), invasive of another's privacy, abusive, threatening, or obscene, or that infringes the rights of others. Further, you agree to comply with the terms and conditions of all agreements you have with third parties, including without limitation the terms and conditions related to use of the Services.
D. Restrictions on Commercial Use or Resale. Resale or making any commercial use of the Service is prohibited.
E. Proprietary Rights. You acknowledge and agree that CONCALL and its licensors own all rights to the Services and the content displayed on this web site. You are only permitted to use this content as expressly authorized by CONCALL. You may not copy, reproduce, distribute, or create derivative works from this content. Further, you agree not to reverse engineer or reverse compile any of CONCALL's technology, including but not limited to, any scripts or software associated with CONCALL's Service.

IV. RIGHTS YOU GRANT TO CONCALL

A. CONCALL Advertising. CONCALL may rely on advertisers to help fund the Services that CONCALL offers to free users. In order to continue the Services, you agree that CONCALL may display advertisements and promotions of all kinds in and with the Services. You understand that CONCALL may have agreements with web sites including revenue sharing from advertising or transactions, and new user bounties.
B. User Name and Password Privacy. Should you forget your password, you will need to reregister as a new user or use the "forgot password" link on the site. You will be responsible for information that is delivered to your email address as a result of the password recovery request.

V. DISCLAIMERS AND OTHER LEGAL MATTERS

A. DISCLAIMER OF WARRANTIES. YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. CONCALL EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND AS TO THE SERVICE AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT (INCLUDING THAT OF THIRD PARTIES) INCLUDED IN OR ACCESSIBLE FROM THE SERVICE, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT.
CONCALL MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE TECHNOLOGY WILL BE CORRECTED.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM CONCALL OR THROUGH OR FROM THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
TO THE EXTENT THAT ANY PART OF THIS SECTION IS NOT CONSISTENT WITH ANY OTHER PART OF THESE TERMS, THEN THIS SECTION WILL CONTROL.
Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not fully apply to you. You may also have other legal rights which vary from state to state.
B. Third Party Products and Services. CONCALL reminds you to be cautious when browsing on the Internet and to use good judgment and discretion when making purchases, obtaining information, or transmitting information. From this web site, users may visit or be directed to sites containing information or material that may be offensive or inappropriate to some people. CONCALL makes no effort to review the content of these sites, nor is CONCALL responsible for the validity, legality, copyright compliance, or decency of the content contained in these sites. In addition, CONCALL does not endorse or control the content of any other user and is not responsible or liable for any content, even though it could be unlawful, harassing, libelous, privacy invading, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable, or that it infringes or may infringe upon the intellectual property or other rights of another. You acknowledge that CONCALL does not pre screen content, but that CONCALL and its designees will have the right (but not the obligation) in their sole discretion to refuse, edit, move or remove any content that is available via the Service.
C. LIMITATION OF LIABILITY. YOU AGREE THAT NEITHER CONCALL NOR ANY OF ITS AFFILIATES, APPLICATION PROVIDERS OR ANY OF THEIR AFFILIATES WILL BE LIABLE FOR ANY HARMS, WHICH LAWYERS AND COURTS OFTEN CALL DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF CONCALL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF GETTING SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY PRODUCTS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANYONE ON THE SERVICE; (v) THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE OR NON PERFORMANCE OF ANY THIRD PARTY ACCOUNT PROVIDER SITE, EVEN IF THE PROVIDER HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES; OR (vi) ANY OTHER MATTER RELATING TO THE SERVICE.
Some states do not allow limitations of liability, so the foregoing disclaimer may not fully apply to you. You may also have other legal rights which vary from state to state.
D. Indemnification. You hereby agree to, at your own expense, indemnify, defend and hold CONCALL and our subsidiaries, affiliates, officers, directors, agents, and employees harmless from and against any loss, cost, damages, liability, or expense arising out of or relating to (a) any fraud, manipulation, or other breach of this Agreement by you; (b) any third-party claim, action or allegation brought against CONCALL arising out of or relating to a dispute with you over the terms and conditions of this agreement; (c) your violation of any law or the rights of a third party; or (d) your use, or CONCALL's provision, of the Services or use of your account by any third party. CONCALL will have the right to participate in its defense and hire counsel of its choice, at your expense. You will not settle any action or claims on CONCALL's behalf without the prior written consent of CONCALL.
E. Violations of Copyright or Intellectual Rights. You hereby agree to use the CONCALL service only with data, files, information that does not infringe on, violate, or promote violation of a third party's copyright, trademark, or intellectual property rights. If you would like to report any such violations, please send an email to violations@CONCALL.com.
F. Other. This agreement not be changed or any of CONCALL's rights waived unless CONCALL agrees in writing or you continue using the Service following receipt of notice of any changes proposed by CONCALL. This agreement is personal to you and you may not assign it to anyone. All notices to you shall be in writing and shall be made either via e-mail or conventional mail, at CONCALL 's discretion. CONCALL may broadcast notices or messages through the Service to inform you of changes to the Terms, the Service, or other matters of importance; such broadcasts shall constitute notice to you. All notices to CONCALL must be made in writing at the address below. If any provision of these Terms is held to be unenforceable, then such provision shall be construed, as nearly as possible, to reflect the intentions of the parties with the other provisions remaining in full force and effect. The Terms of Service will inure to the benefit of CONCALLs successors, assigns and licensees. The laws of the State of California govern the interpretation and performance of this agreement, without giving effect to its conflict of laws provisions or your actual state or country of residence. These Terms are the entire understanding between you and CONCALL about the Services.